(laughter) Its just been fantastic. Headkrack Exits Reach Medias The Morning Hustle.. My son put the birthday candles in my cake the other way around. And the feeling Im gonna hold onto is the feeling when I shot the Hello Kitty folder, having dealt with all of the things or some of the things with my financial to-do list, that feeling of like Im getting on top of this, Im taking smaller steps towards becoming a better financial me. From deepfakes to AI-powered bots, the internet is loaded with fake photos, videos, and stories. But we need to kind of share information with them to sort of desensitise them a bit, but not too much to make them feel insecure. Which included a coffee table not unlike the one in front of us. Wendy Williams: The Movie is premiering soon and Ciera Payton is giving all of the behind the scene tea. Lance also advises stations, talent and brands on digital content strategies, programming integrations, and brand extensions. Lots of people want to overpay their UK student loan debt. Weve got the best workplace and management stories from across the FT. Sign up at ft.com/newsletters. Jeezy joined The Morning Hustle the morning after his VERZUZ battle with Gucci Mane to talk about his new album,. Show them your bills if theyre a bit older, if they want to get a mobile phone, say, OK, you go and do a costing, you know, like what would it be? (laughter) Lets hope hes not watching. Geoffrey Hinton, often called "the Godfather of AI," spent most of his career singing the praises of artificial intelligence. Chattanooga TN WJTT-FM 94.3 Entrepreneur and its related marks are registered trademarks of Entrepreneur Media Inc. Geoffrey Hinton, a pioneer in artificial intelligence, is concerned about what will happen if AI gets into the wrong hands. I know that Neke is Marc's boss but she absolutely loved and respected him and was broken up about losing him. Isabel Berwick Yeah, I think thats been a huge thing. Augusta GA WTHB-FM 96.9 But then there are also smaller platforms, app-based ones where you can start from as little as a pound. }, 2000 ) } ); Atlanta, GA WHTA 107.9 FM Is Your Leadership Style More Steve Jobs or Elon Musk? They do online appointments. Text BALTIMORE to 24042 to join! This website uses cookies. My first book, you may have heard about it on the show. Weve got time for one final thing, Claer. So it looks like its me and then theyll message you knowing that youre one of my followers and just say something really innocuous like, Hi, how you doing? And you think, Huh! Major tech companies such as Google and Microsoft compete for AI dominance, causing the race to accelerate. I can do it. As of Tuesday, January 26th, there have been a reported 421K total deaths in the United States. The Morning Hustle is the freshest program on radio with an entertaining, humorous, and informative take on urban pop culture from the millennial and Gen-Z point of view, meant to wake up its audience to the beat of todays Hip Hop. If you wanted to do 4 to 5 per cent, if you wanted to do a new five-year deal today, they could fall in the future, they could rise. Greenwood-Greenville MS WGNG-FM 106.3 Isabel Berwick No, I think thats a great point, actually. That episode is called Whats the cheapest way to invest, which is why its popular with so many people. Im there to learn and to absorb as well. Now, if you are gonna open a credit card, there are lots of different ones that younger people with less of a credit history can open, but they tend to have higher interest rates, like 25 per cent, 30 per cent, even higher. Today, Urban One Inc.s Reach Media and Radio One announced that Kyle Santillian, one of Chicagos most popular personalities, is joining the nationally syndicated show The Morning Hustle. We care about your data. It happened at a Red Lobster in York, PA. Footage shows restaurant employees forcefully removing the patron from the main entrance. Claers messaging me? Our address money@ft.com. 92Q just won 2008 station of the year by Radio & Records; they remain the top station in the market. Lets go on holiday together. And I found that extraordinary in a way, because if you were an accountant, you think that you would look after yourself first and others next. Copyright 2020 RAMP Media, Inc. All rights reserved. Oh, hi Claer, how are you? Ive got a lovely message from somebody on Instagram who said, I heard you talking about the importance of having nice stationery. Its you know, its a very personal decision. And certainly its quite hard for couples especially to say, well, if you did leave your job and if you did retrain to be something else, and these are all the things that we would have to go without. Isabel Berwick What would you recommend regarding your first credit card?, which Im gonna take, is taking one out or choosing or getting one in the first place. !function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0],p=/^http:/.test(d.location)? So you take the credit card out, make sure you can pay it back. Theres no rush. Martin Lewis, the patron saint of personal finance in the UK, he was talking about it on Wednesday on ITV, how people are copying him. I think weve asked a lot of you today. And when you take a debt on, be thinking from that moment: how am I gonna pay it back? And nowadays with the cost of student debt, the extra costs that youll rack up if you start one course and then switch courses and move to another one. After departing mornings at iHeartMedias 107.5 WGCI Chicago in mid-February, Kyle Santillian is joining Radio One and Reach Medias The Morning Hustle. Isabel Berwick Yes. And I wanted to talk a little bit. Theres lots of free articles, sources and information videos because, of course, videos could do a much better job of teaching people than necessarily written materials can. Even telling them, you know, could we get a better deal for this particular bill if we switched online or something that we buy regularly, if we bought in bulk, could we save money? Lance also advises stations, talent and brands on digital content strategies, programming integrations, and brand extensions. But if youre in a regular paid job and you know that if you do get made redundant, youre gonna get a redundancy pay-off, then maybe you dont need quite so much. 92 Q's themorninghustle, Author at 92 Q92 Q: THE MORNING HUSTLE is the freshest program in broadcast with an entertaining, humorous and informative take on urban pop culture from the Millennial and Generation Z point of view, meant to wake up its audience to the beat of today's Hip Hop. For the past seven years Kyle anchored The Chicago Morning Takeover, where he served as ringleader for a cast that woke up the city every morning with laughs, news, interviews, entertainment gossip , skits, parodies, features, mix shows and more. Keri Hilson reveals loving the single life & breaks down her character as Mykah in the upcoming TV One original "Don't Waste Your Pretty". But Sara, the Debt Camel, says, you know, you only really need to get into credit cards a couple of years maybe before youre applying for a mortgage. Clarksdale MS WAID-FM 106.5 The pandemic obviously has caused lots of issues. Cincinnati OH WIZF-FM 101.1 Isabel Berwick So we gonna . . Isabel Berwick Thats a question a lot of people ask. THE MORNING HUSTLE is a fresh new radio show with an entertaining, humorous and . Because I like to use internet banking where you set up different goals and automate direct debits on payday so (imitates typing sound) you know, automate automatically, fill them up. So shes become a financial expert basically through her own life experience, which makes her the budget meister if you want to follow her. And it took me years and years to pay off. You know, anxiety is the biggest one, especially at the moment, and Im really, really glad to see that people whove, tell me that they feel anxious about their money have tuned in today. Why isnt the Internet an option? And you know, this is why I love being on social media because you learn, youre not just there to teach them. And it wasnt that they didnt know what to do. Claer Barrett Oh, thats a very good one. A really, really powerful person. Look at whats happening in the wider world. And, you know, do talk to people. Are You Too Trusting? If you take one of these so-called IVAs, you could end up in a worse position than you started off in. Headkrack Net Worth. Follow @morninghustleam A lot of these are untested schemes or crypto investments. Visit our, Beasley Appoints Mike Cutchall As Las Vegas VP/Market Manager, Ramona Halloway To Move From WLNK Mornings to Radio One Charlotte Community Affairs Manager, Cort Johnson Joins 98.1 The Breeze For Mornings As Jack Kulp Retires, Christen Limon Rises To KYSR Music Coordinator, WKHX Launches Amanda & Garrett In Middays. But it sounds like the person whos answered this, hes asked this question is in a serious, committed long-term relationship. So you need lots of things. A question the viewer put to you, Claer: why did you write your book? Now, theres lots and lots in my book as well about the basics of investing, but a couple of things to mention. The Morning Hustle | 92q Staff Introducing 'The Morning Hustle' Radio Show With Headkrack, Angie Ange & More Next Monday, a new nationally syndicated radio show will hit the daytime airwaves featuring some familiar faves. In the meantime we are actively looking for a replacement and will be making an announcement soon., As RAMP was hitting our publishing deadline Monday evening we received the sad news of the passing of legendary, Cumulus Indianapolis welcomes Jill Taylor Testerman in the dual role of midday personality on Country 95.5 WFMS and Digital. So it really, really pays to and student loans is the other one the US student loan system, the UK student loan system completely different. The funny thin. NLE Choppa Talks Cottonwood 2, Baby Mama Drama Rumors, Cougar Crushes & More! Memphis TN KXHT-FM 107.1 Grab a copy of the FT Weekend newspaper or follow me on Instagram. Claer Barrett Yeah. Just last week, Universal Music had to pull down a fake Drake song created by AI that was so believable most people thought it was him singing. My Working It podcast is out weekly. The show's co-host, Headkrack, has quietly left the show. Isabel Berwick I still have the doll. So I think weve had a separate question on that. Ft. Smith-Fayetteville AR KQIS-AM 1340 & 105.3 NLE Choppa joins The Morning Hustle to talk Cottonwood 2, Baby Mama Drama, Cougar Crushes & More! This is an audio transcript of the Money Clinic podcast episode: What they dont teach you about money. Montgomery AL WJWZ-FM 97.9 We ate in restaurants all the time. And its been wonderful and thank you so much for joining us. You know, especially if youre the breadwinner. Jonathan Small For that, youll need to find an independent financial adviser. Lance Venta is Owner and Publisher of RadioInsight.com. Dont get out of your depth. Dr. Ian Smith checks in with The Morning Hustle to discuss the latest vaccine protocols, explains why he's worried about the reaction to the J&J vaccine, and his thoughts on how many people will be vaccinated by the fall. Selling stuff online. And I thought it was way off. Especially right now, people saying, Well, can I stop my pension contributions? And you would hope that the value of your investments might have a better chance of outperforming inflation. Claer Barrett Im Claer Barrett, Isabels colleague and host of the FTs personal finance show, Money Clinic. Check out the full interview and be sure to listen to The Morning Hustle with Headkrack & Lore'l weekdays from 6 to 10 AM eastern time. Isabel Berwick But I think theres a big piece here about mental health. Its possible for your financial personality to change, and the biggest way I think that you can effect change is by educating yourself, which is what were all here to do, but also by talking about money more with those closest to you. And when I woke up to this, I was so angry with myself and I sort of resolved it was a bit of an epiphany moment, I thought I need to take much more careful attention to whats going on. Having a credit card can be a good idea because youre building up a history of being able to borrow money and pay it back, borrow money and pay it back. @morninghustleam. And money worries and the link between mental health and money problems is something that everyone has become more aware of, largely because of the pandemic. Stream live CNN, FOX News Radio, . Well, you know, well use the credit card. Airing weekdays 6-10 a.m. (EST), tune in on your local radio station or listen online at themorninghustle.com. It may not even be crypto at the end of it. Wasnt fired, didnt quit. And it's all because of your newly published book, Claer, called What They Don't Teach You About Money. I think with auto enrolment, your employer has to pay in about the same. Lance Venta is Owner and Publisher of RadioInsight.com. You know that has to come from within them. Mortgage interest rates hovering around the 5 per cent mark. Claer Barrett And you still have the doll? We use So theres lots of things for young people to be worried about and fearful when it comes to money. Obviously, you know, youve got links within your family, your parents, friends, if you can be bothered to talk to them. So by giving them the best materials, Amy, the director of the charity, calls it a bento box. Claer Barrett Yeah, absolutely. And that one person must pay for everything. I like to sit down in twixt Mr Pitt between December and January and think, well, what are the big sort of points of expenditure that were gonna have over the year? After the premiere of their highly anticipated biopic, former member Spinderella had a few choice words for the duo after she was omitted from the film reflecting the groups iconic history. I think, you know, that made it acceptable to say, actually, Ive got money problems. You know, how I was going to earn my living. "But most people thought it was way off. The Bachelor Host Chris Harrison Steps Down After Racism Controversy [WATCH], Angies Motivation: If Today Was The Last Day Of My Life Steve Jobs, Hip Hop Spot: Everything Bobby Shmurda Did Upon His Release From Prison [WATCH], Tamar Braxton Shares Why She Wasnt Surprised By Birdman Being Tonis Type [EXCLUSIVE INTERVIEW], Whos Cappin?! Richmond VA WCDX-FM 92.1 Isabel Berwick Got them. Even if youre resisting paying off the debts, you have no clue about whats happening. And weve both talked about our biggest money mistakes Isabel Berwick Which is brilliant. The Morning Hustle. As previously noted, Kyle is a new addition to the show and not a replacement for Headkrack.. Often someone will hang back at the back and they always know that they want to talk to me about debt when everyone else is gone because there is this huge sense of shame. But you must treat that responsibly. All of these things suggest lots of ways in the book that people could, you know, just take those, put them on their financial to-do list and get going. If you take a long-term view, things like FIRE financial independence, retire early thats very US concept. So when I look at the balance and its gone down a bit, I dont panic and want to take the money out, which is the number one mistake that new investors make Oh, Ive lost money! Im Isabel Berwick, host of Working It, the FTs Work and Careers podcast. A Psychologist Reveals 3 Signs You Should Walk Away From Someone Fast. 2,025 likes, 16 comments - Simran Boparai (@simrn.boparai) on Instagram: "What drives you to get up in the morning and chase your dreams? Claer Barrett Well, when I take my four-year-old niece anywhere on the Tube, she says to me, Credit card, Aunty Claer, because she wants to be the one who taps to get out and in on the Underground. Whats your advice to people whove already got out of their depth? Right? Young Nudy, Ari Lennox & Masego Highlight This Week's New Music Roundup. If you dont keep spending on maintenance, then youre storing up problems for the future. Ashanti discusses all the viral moments from her battle with Keyshia Cole, from the music, the subtle jabs, what she was doing on her phone, and if they really unfollowed each other on social media! You have permission to edit this article. So I used to come home from the pub as a single woman and lie on the floor and hold on to the legs of the coffee table in a futile attempt to stop the room from spinning round. Dr. Ian Smith joins The Morning Hustle for all the latest coronavirus updates, including the variants and what that could mean for vaccine distribution. Headkrack breaks down what Cardi B said about her decision to post a Twitter photo of a man accused of robbing her cousin at gunpoint, a new release from Fred The Godson, and what you need to watch this weekend in the Hip Hop Spot on The Morning Hustle. I mean, people talk about lifestyle creep and about how when you start to earn more, all of these things get added on to the list of expectations. And, you know, gifts, jewellery, flowers, you know, the expectations around things like Valentines Day. See our privacy policy. Philadelphia WRNB-HD2 100.3 HD2 NBC News Correspondent Geoff Bennett checked in the day after the historic inauguration to break down everything that happened, and why it's such a historic moment for Kamala Harris and all the little girls who witnessed history! You know, all the statements, putting cash in envelopes, knowing that they were so diligently working the budget so that we wouldnt run out of money. So we did a podcast recently saying Who did you learn the most about finance from: your mum or your dad? And actually all of the young people answering my poll on social media was saying, Er, the Internet. Thats something that I talk about a lot in the book. In this role, Sissy researches and creates content for the hourly news segments as well as The Get Down With Sissy Brown, the daily urban entertainment segment. The show offers listeners the unique chemistry of the hosts providing a rare authenticity and transparency that connects with the lifestyle of the audience. See you back here next week. The Morning Hustle show will feature Headkrack, Angie Ange and more. (laughter). cookies Claer Barrett Aged about three or four, eavesdropping on the stairs, looking through the banisters, watching my Mum and Dad manage their money around the kitchen table at night. People paying you late, you know, is a huge problem. Because the biggest problem is teachers dont feel qualified to teach about personal finance. So I wont name them all. And theres a lot of pressure on young people to get a credit card because they know that to have a good credit score, which is gonna unlock things like mortgages and other financial products, even phone contracts, to you later in life. What would it cost each? When you describe pensions as free money, which I talk about in the book, people get more interested because pensions you think pension are years away, tomorrows problem. ET But certainly burnout, corporate burnout, is a big topic for the FT. And whenever we write about it, I always spend longer looking at the reader comments on our scoops often than reading the articles themselves. Well send you a myFT Daily Digest email rounding up the latest Transcript news every morning. In a post on his Instagram Story, Headkrack seemed to. It could have been a lot worse. The show is currently utilizing rotating guest in the third slot, with comedian Lil Duval filling-in this week. Thank you to David Kantor, Colby Colb and thank you to the entire Reach Media team! Claer Barrett Sure. Those free debt charities, thats what theyre there for. I mean, that is a really, really hard situation. The A.M Clique with Kelson and DJ AngelBaby is a local, high-energy morning show that reflects the hip-hop lifestyle and culture. Co-host ANGIE ANGE has departed URBAN ONE/REACH MEDIA's nationally syndicated "THE MORNING HUSTLE" show. Hinton joins several high-profile AI pioneers concerned about the technology's future. So were not refunding you and this kind of stuff happens again and again and again. . Lester Raynel Ruffin, professionally known as HeadKrack, is an American radio host, YouTuber, actor, rapper, host on the TV show Dish Nation.According to the 2023 estimates, the Headkrack Net Worth is around $5 million.Lately, HeadKrack, whose real name is Lester Raynel Ruffin, has been performing as one of the hosts of the Rickey Smiley Morning Show. HeadKrack, a former longtime cast member of The Rickey Smiley Morning Show joined The Morning Hustle in Nov. 2019, and the show was syndicated by Reach Media in Jan. 2020. Your first port of call should always be, If I pay more into my company pension, will my employer also pay in more? Its called matched contributions. And its a really tough situation to be in. Claer Barrett No. So, you know, talk, communicate, get advice. Rounding out the team is St. Louis native OnAir Jordan who has been in the game since middle school, Lorel, who some may know from her co-hosting duties on Angela Yees Lip Service podcast along with radio, and electrifying comedian Billy Sorrells. He slips left to De Bruyne, who enters the box down the channel . Isabel Berwick No, when I was a personal finance journalist, my credit score was absolutely appalling. Among the lessons below: the brilliance of a "treasure hunt merchandising philosophy.". But it did give me time to think about what I actually wanted to do. Currently, Sissy is the co-host of the Kenny Smoov Morning Show which airs weekly from 5am-10am on WQQK 92.1 Nashville. All these troubling teen headlines Lore'l's been seeing says it's time to do more than just pray for our youth, and it's really time we help them out. Now lets get it!. Claer Barrett Well, I think the reason I wanted to write this book is because I feel that a lot of us have got emotional barriers which we might acknowledge, we might not acknowledge that are preventing us from getting to grips with our money. Were gonna tackle lots of these issues, but also the fact that we have to manage our money with other people, with other family members, with our partners, with our children, who we need to teach good money habits too, as well. Next week, I might have a look at what credit card I could apply for. Dont try and do it all at once. So you never really know who anyone is online. Again, we made a podcast on Money Clinic about that. Should it be on the school curriculum? And then youve got to be confident that youre prepared to take a loss on this money. If youve got a very large mortgage, then obviously people are thinking, well, thats a guaranteed return on debt. It was a devil may care time. Singer DaniLeigh appears to be digging herself a deeper hole with another apology stemming from the Yellow Bone controversy. Please be sure to open and click your first newsletter so we can confirm your subscription. So number one: FT and FLIC, which is an FT-backed charity, we absolutely think that personal finance should be on the school curriculum in a big way. What would be your top tips for teaching financial knowledge to children? 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Tap in to some of the newest music released this week including new projects from Masego and Young Nudy and a track from Babyface & Ari Lennox. The Quicksilva Show with Dominique Da Diva. And I particularly like this coffee table. Did Joe Exotic Really Think He Was Getting A Pardon From Donald Trump?! But there are some, there are some things that dont translate. Detroit WGPR-FM 107.5 Because people, there was an element of shame of not knowing in the first place, but there really shouldnt be.